QUIN helps you find your ideal investment at the bank of your choice

It’s about time to take your money in your own hands

QUIN is your fully digital and automised investment advisor. We help you construct and monitor your cost-efficient ETF-portfolio and this at the bank of your choice.

A picture of the QUIN app showing an ETF portfolio and the individual components
Easy & Secure

You decide with which bank to purchase your investment. Link your account within seconds and optimise your investments, easy and uncomplicated. QUIN never takes access to your money and will never execute a transaction without your prior consent.

How it works
  • Learn
  • Optimize
  • Invest
  • Monitor

We help you build your individual ETF-portfolio, and this in just a couple of steps. If you desire, we select only sustainable investment products for you.

How it works

Our interests are aligned

Our offering

Investing should be accessible for everyone. Even with small amounts starting at €25. This is why QUIN offers its basic features free of any charge. We work exclusively with commission-free products (ETFs). Hence, we share the same interest as you.

Pricing
10€

Per Month

Pro
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Limitless access

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Ongoing Portfoliooptimization

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Monthly Reporting

Free
Basic
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Modell Portfolios

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Broker Comparison

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Link Depot

29€

Per Month

Ultimate
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All Professional Features

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Full Customization

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5 Accounts Inclusive

Pricing
Transparency

QUIN wants you to feel comfortable when investing. Therefore we tell you in our Blog all you need to know about investing. Our aim is that you take control of your investments.

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FAQ
Robo-Advisors are asset managers. QUIN is a software for investors who want to manage their portfolio themselves or who have bought securities in the past that they want to optimize. Asset managers mostly pursue active trading strategies, the QUIN software only triggers trading signals if the overall risk of the portfolio is no longer appropriate for the investor or if there are cheaper products available that offer a monetary advantage for the investor after deduction of all reallocation costs. You delegate all decision-making power to an asset manager, with us only you decide which services you use.
We address self-directed-investors who want to manage their money independently. In addition, this would mean that our customers would have to open a new account and the custodian bank would charge QUIN approx. 0.15 - 0.4 % on the managed assets. We would have to pass these costs on to our customers. How should we explain to our clients to exchange their free online deposit with no or minimal trading costs for a new deposit with up to 0.4% annual fees? If you don't have a cheap online broker yet - our software will calculate the cheapest one for you.
You can transfer recommendations for action from the QUIN software to your bank with just one click. You then have to verify the transaction by entering your login data and a TAN. We will never receive your login information and at no time will we be able to trade without your consent.
By taking into account all the products available to our clients and their characteristics, as well as the costs of all the banks available. For example, if you want to invest in an ETF on the DAX, our algorithms calculate for each investor individually how much each available DAX ETF will likely cost in the future. If you already have a DAX ETF, we will of course take into account the costs for a shift in our calculations.
Of course we do. The QUIN software shows you the trading costs for every portfolio and every savings plan - for all supported banks. If you already have a bank, we take the expected trading costs at your bank into account when selecting products.
QUIN only recommends Exchange Traded Funds (ETFs). ETFs are extremely cost-effective investment products with high diversification and liquidity that are ideally suited for private asset accumulation.
QUIN pursues a passive investment strategy. When calculating the asset allocation, we calculate the minimum and maximum achievable risk from a data set of all available products using a key figure that measures the average historical maximum losses per period (CVaR). Based on the current state of science, we then simulate future developments with thousands of scenarios and calculate the most efficient portfolio on average for each risk level. As the data basis for the calculations changes continuously, the asset allocations we recommend will also change (slightly) over time. However, this will not lead to a shift in ongoing portfolio monitoring. A reallocation is only triggered if your portfolio no longer meets your risk expectations or if there is real potential for cost savings through new products. Whenever products have to be traded anyway, we switch them to the most efficient weighting according to current data.
Our basics features are for free. We are getting a provision from the banks if a brokerage account is opened from our application and we get a percentage of the generated trading fees. We work exclusively with provision free products to have always the same interests as our clients.

Try Us

Test without obligations

All you have to do is sign in with a password and your e-mail adress. You dont have to open a bankaccount, make a deposit or give us a payment method.